Turning slipping accounts into performing assets.

Recover the loan. Deepen the relationship. Avoid the write-off

“Refer us your early warning (SMA-0, SMA-1, SMA-2) and substandard accounts. We transform the underlying business — so the exposure upgrades instead of being written off.”

Why accounts slip — and what we deploy

Promoter is stuck on cash, cost or growth

Mismanagement, loss of a key customer.

Debt restructuring & EBITDA Transformation

Promoter in dispute

Ownership deadlock stalling the business.

Succession Planning & Dispute Resolution

Promoter has outgrown his own skills

Business bigger than the bandwidth.

Fractional CXO, interim leadership, professionalisation

Over-dependence on the promoter

No second line, no delegation.

HR & Organisation Transformation

Health, age or a personal life event

Continuity risk to the enterprise.

M&A Services

Promoter is in denial of the issues

Helping the promoter see and own the fix.

Diagnostic & Business & Leadership Coaching

How the recovery runs

Stage 1

Diagnose

Goal: establish the true extent of stress and size the fix.

Stage 2

Exit at a multiple

Goal: move the account from sub-standard back to standard, including debt restructuring where needed.

Stage 3

Strengthen

Goal: structurally repair the margin, beyond immediate cost-out.

Stage 4

Grow

Goal: build the business back up.

A business that runs without you

With value on the table. It starts with four weeks and a costed plan